We all know the good and bad of credit cards. Credit cards make up some really great perks for us, not only not in terms of not having to carry large amounts of cash around and having some really great convenience but in terms of the perks we get also. The real problem is the crazy high interest rates. That's why they have 0 credit cards. That is 0 interest.

Why 0 interest credit cards? This way if you ever miss a payment you don't have to sweat it because you're totally covered. No 0% card won't come without its cost. Even if you don't have an annual fee on your 0 credit cards then you'll pay for it because you won't have all the great perks that a really high interest credit card would have on it. Well that's the price you have to pay.

Now why in the world would you get a 0 credit card? Because you love to use your credit card but you don't have to worry about the carry over. Also its pretty cool because if you've only got to worry about paying your bill on time but you don't have to drop a brick if you miss a day because your 0 card has you covered.